Load a template into RTE

I'm currently using HTMLarea as my text editor. It works well but only on IE on a PC. RTE is cleaner and much easier to integrate. One feature that I'd love to see integrated into RTE is the ability to add templates or html blocks "into" the editor such as shown here:

Thanks for the quick response. This link might be a little clearer. It's actually a link to a demo editor.
http://www.webstationone.com/test/htmlarea/


When you select the template button(13th from the left,center row) a popup lets yoiu select from thumbnails and actually load "a block of html" or a template. This way the end user has a choice of a few different layouts to start from.

Preloading the text area would offer them 1 layout, and is an option but the multiple layout choices works very nicely

Best,

Thanks. I've looked into that and I should be able to work it out( I'm not a programmer but can usually twist & mangle code already written).