WOW.. that is cool! Thanks for the offer..
Since I knew that I know "NOTHING" about changing this stuff, I felt it best not to get in over my head again with another project.. so I did find a gallery that I really loved!
It is exactly what I needed.. something, basic, simple and easy to use because some of my members aren't real good with computers. 
Anyway, I am (well.. WAS) making some minor changes to the look of my gallery, and setting up some users.. but then something went terribly wrong ~ so I have been working hard on it, now have the program author working on it.. 
anyway, to view my gallery, you can go to my forum home, then at the top, click on members galleries. He also has a site where he gives away a free version of this gallery.. (I bought the pro-multi user addition) but then he has a forum where someone else has posted a site that uses his gallery.. boy was I impressed!
Thanks again for the help and the offer.. but thought this way was best so you guys didn't have to walk me through another problem.. 